Request A Quote Select Insurance TypeHomeowner InsuranceCondominium InsuranceAuto InsuranceMotorcycle InsuranceRV InsuranceOff-Road InsuranceVacant Dwelling InsuranceTenant Dwelling InsuranceLife InsuranceFlood InsuranceCommercial Property InsuranceCommercial Car InsuranceGeneral Liability InsuranceSmall Business PackageInland MarineWorkers Compensation Tenant Dwelling Insurance in Melbourne Fl & for all of Brevard County Tenant Dwelling Insurance for Sunshine State Property Owners Tenant dwelling insurance is designed to protect property owners who rent those properties to others as homes. Landlords face distinct, significant liabilities and risks in renting-out their properties. Although landlord insurance isn’t required by Florida law, property owners are nonetheless bound by certain legal obligations to their tenants. Tenant Dwelling Insurance: Coverage for Landlord Obligations Also known as ‘Tenant Occupied Property Insurance’ or ‘Landlord Insurance,’ tenant dwelling insurance helps you fulfil your obligations if unexpected disaster or accident befalls your property and/or tenants. If you own rental property in tenant dwelling insurance is a must for protecting this important investment. Tenant Dwelling Insurance Tailored to Your Needs When you purchase a tenant dwelling insurance policy from Space Coast, you have considerable latitude in regards to customizing the policy to suit your needs. A big part of our job is helping you understand how all the pieces fit. We’ll review all your unique risks and liabilities with you, thoroughly addressing any questions. We’ll help you make informed decisions regarding appropriate coverages for you and your tenants. What Does Tenant Dwelling Insurance Cover? As mentioned, coverage types and amounts can vary significantly from one landlord insurance policy to another. However, the following are coverage types commonly offered by a landlord insurance policy: Tenant Dwelling Building Coverage This coverage type provides protection for various buildings and structures on the property. In addition to the buildings that house tenants, other covered structures can include garages, storage buildings, swimming pools, fences, retaining walls, and other structures. Additionally, any personal property used by the landlord to maintain and/or service the property is also protected by building coverage. Tenant Dwelling Insurance Liability Coverage This kind of coverage protects the property owner from liability claims arising due to tenant bodily injury and/or damage/loss to tenant property. Tenant Dwelling Insurance Loss of Income Coverage If you’re forced to temporarily suspend operations of your insured property, this coverage reimburses you, the property owner, for loss of business income while you’re shut down. Tenant Dwelling Insurance Equipment Breakdown Coverage This coverage type reimburses the landlord for damages to insured property caused by mechanical failures of insured equipment. Tenant Dwelling InsuranceTenant Move Back Coverage If you’re forced to temporarily relocate your tenants to alternate living accommodations due to an insured event, move back coverage helps defray the cost of moving them back home once your property is again habitable. Tenant Dwelling InsuranceHeating or Air Conditioning Loss Coverage This coverage provides reimbursement for payments made to a tenant if a mechanical failure causes complete failure of heating or air conditioning in a tenant’s residence. Call Space Coast Insurance Agency for a Free Tenant Dwelling Insurance Quote If you’re shopping for landlord insurance in Melbourne, Florida, we’d be thrilled to hear from you! As an independent insurance agency in Melbourne, FL, we partner with numerous landlord insurance carriers. Why is that important? All those partners give us the capacity to save you the hassle and inconvenience of shopping around for insurance coverage. We can do it for you! If you’re ready to build a new partnership with an independent Florida insurance agency that puts your coverage needs above all other considerations, call Space Coast Insurance Agency, LLC today at 321-799-2929. Or for a free online tenant dwelling insurance quote, just fill out the form on this page.